Billabex: the best alternative to LeanPay
Discover why Billabex is the best alternative to LeanPay to automate your debt collection.
240+ companies · +47% average collection rate · No credit card required
Two serious approaches. Different philosophies.
“Not software to configure. An AI agent that works on your behalf, from day one.”
As a CFO, Finance Director, or Credit Manager, you carry a dual imperative every day: keeping your accounts receivable healthy while preserving the commercial relationships that define your company's value. These two goals don't have to conflict — provided you choose the right tool.
LeanPay excels at structuring reminder workflows with a high level of control. Billabex takes a different path: not software to configure, but an AI agent that takes full ownership of the collections process from day one and communicates naturally with your clients on your behalf.
Billabex vs LeanPay
| Criteria | LeanPay | Billabex |
|---|---|---|
| AI type | Automated scenarios based on structured rules |
✓
Autonomous, generative, and conversational AI collections agent |
| Customization depth | High on workflows and message templates |
✓
No configuration required: the agent operates fully autonomously from day one |
| Relational approach | Transactional and structured |
✓
Empathetic, contextual, and adaptive to each client's response |
| Proactivity | Triggered according to defined payment schedules |
✓
Preventive, considerate outreach before the due date |
| Communication channels | Email, SMS, client portal |
✓
Email and registered mail |
| Conversational intelligence | Responses to predefined portal actions |
✓
Natural, bidirectional dialogues with objection handling and nuance |
| Ease of use | Intuitive interface with powerful dashboards |
✓
Full delegation to the AI agent, zero configuration, minimal oversight |
| Integrations | Strong connectivity with accounting ecosystems |
✓
Native connectors with leading accounting software and open API |
LeanPay strengths
Structured automated reminders
LeanPay enables you to structure your reminder workflows with customizable scenarios and message templates, giving you a high level of control over your processes.
Integrated client portal
A clear, branded client portal allowing your clients to view invoices, pay online, and manage their interactions with your team.
Precise dashboards
An intuitive interface with powerful dashboards to track your aged receivables, key metrics, and the status of your reminders in real time.
The Billabex advantage
An agent operational from day one, with no effort on your part
With Billabex, there is nothing to configure. No scenarios to build, no templates to write, no rules to define. Once your accounting software is connected, the agent takes full ownership of the collections process autonomously. This is a fundamental difference for teams that want to reclaim time — not spend it on setup.
Conversational intelligence that actually listens
No more generic emails firing off mechanically. The Billabex agent understands what your clients write back and adapts its approach in real time. If it detects that a client is going through a temporary difficulty, it adjusts its level of empathy, proposes tailored solutions, and maintains the course of amicable collection — without ever creating the feeling of a demand.
Proactivity before the problem, not after
Why wait for a late payment to reach out? Billabex excels at preventive communication. Before the due date, the agent tactfully checks that the invoice has been received and that no dispute is blocking payment. This simple step eliminates a significant portion of friction and accelerates collection — without creating any tension.
Continuous learning and unfailing diplomacy
Billabex improves with every interaction. It identifies the approaches that work, refines its outreach based on each client's history, and adapts naturally to their native language. This multilingual capability is particularly valuable for companies with an international client base.
An approach that protects what you have built
You have invested years in quality commercial relationships. A poorly handled collections process can undermine in a matter of weeks what took years to build. Billabex is designed around one core obsession: recover without damaging — and often, strengthen trust rather than strain it.
What our clients say
Before Billabex, chasing payments was a taboo topic internally. Today, the agent handles everything with a diplomacy our best sales reps actually envy.
The difference is that Billabex genuinely understands what our clients write back. It doesn't fire off reminders mechanically — it actually holds a conversation, and that changes everything.
We reduced our DSO by 11 days in three months without impacting a single commercial relationship. That's exactly what we were looking for.
The choice depends on your priorities
In summary, here is the best approach based on your situation.
Choose LeanPay if you are looking for a structured platform that gives you control over your reminder scenarios, with an integrated client portal and powerful dashboards.
Choose Billabex if you are looking for an AI agent that takes full ownership of the process from day one, communicates naturally with your clients, and protects what you have spent years building — with zero configuration required.
ℹ️ Comparison made from public information on both websites (February 2026).
Representative use cases
The SMB with an international client base
An exporting company struggles to collect outstanding debts abroad due to time zone differences and language barriers. By deploying Billabex, the company equips its finance department with an agent capable of conversing perfectly in each client's language.
The brand-conscious enterprise
A high-end consulting agency refuses to use standard automated reminders for fear of offending long-standing clients. The Billabex AI agent handles the financial follow-up just as a dedicated account manager would.
The fast-growing structure without a dedicated team
A startup sees its billing volume explode, but its founders do not have the time to configure complex software. Integrating Billabex allows them to instantly delegate accounts receivable management to an autonomous agent.
Your cashflow under control.
Stress-free.
Join companies that have automated their collection with Billabex.